/* Credanta guide article · V1 · 2026-09-01
   Technical article pattern inspired by the internal publishing systems used in Housefinan/Debtier,
   adapted to Credanta's lighter editorial identity. */

.article-page{background:#f5f6f2;color:var(--text)}
.article-page main{display:block}
.article-skip{position:fixed;z-index:1001;left:16px;top:12px;transform:translateY(-140%);padding:10px 14px;border-radius:999px;background:var(--navy-deep);color:#fff;font-size:12px;font-weight:800;transition:transform .2s ease}
.article-skip:focus{transform:none}

.article-breadcrumbs{padding:18px 0 0;color:#7c8aa0;font-size:10.5px}
.article-breadcrumbs .shell{display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.article-breadcrumbs a{color:var(--navy);font-weight:760}
.article-breadcrumbs .sep{color:#b1bbc8}

.article-hero{position:relative;overflow:hidden;padding:26px 0 54px;background:linear-gradient(180deg,#f5f6f2 0%,#eef2f2 100%)}
.article-hero:before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;right:-180px;top:-230px;background:radial-gradient(circle,rgba(255,107,47,.13),rgba(255,107,47,0) 70%);pointer-events:none}
.article-hero-grid{display:grid;grid-template-columns:minmax(0,.96fr) minmax(420px,.84fr);gap:52px;align-items:center}
.article-hero-copy{padding:18px 0 10px}
.article-meta{display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin-bottom:20px}
.article-pill{display:inline-flex;align-items:center;min-height:27px;padding:6px 10px;border:1px solid rgba(16,45,97,.09);border-radius:999px;background:rgba(255,255,255,.7);color:#64758f;font-size:9px;font-weight:850;letter-spacing:.08em;text-transform:uppercase}
.article-pill--orange{border-color:rgba(255,107,47,.15);background:#fff0e8;color:#e85f28}
.article-title{max-width:13ch;margin:0;color:var(--navy-deep);font-size:clamp(43px,4.6vw,64px);font-weight:870;line-height:.96;letter-spacing:-.057em}
.article-title .accent{color:var(--orange)}
.article-dek{max-width:57ch;margin:24px 0 0;color:#596d89;font-size:16px;line-height:1.66}
.article-hero-actions{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-top:26px}
.article-hero-actions .button{min-height:47px}
.article-hero-read{display:inline-flex;align-items:center;gap:9px;color:var(--navy);font-size:12px;font-weight:790}
.article-hero-read span{display:grid;place-items:center;width:32px;height:32px;border:1px solid var(--line);border-radius:50%;background:rgba(255,255,255,.64)}
.article-date-row{display:flex;gap:12px 18px;flex-wrap:wrap;margin-top:23px;color:#8593a6;font-size:9.5px}

.article-author{display:grid;grid-template-columns:40px 1fr auto;align-items:center;gap:11px;margin-top:18px;max-width:650px;padding-top:17px;border-top:1px solid rgba(16,45,97,.09)}
.article-author img{width:40px;height:40px;object-fit:contain;padding:6px;border-radius:13px;background:#fff;box-shadow:0 9px 25px rgba(8,31,70,.06)}
.article-author strong{display:block;color:var(--navy);font-size:11px}
.article-author span{display:block;margin-top:2px;color:#7e8da2;font-size:9.5px;line-height:1.45}
.article-author a{color:var(--navy);font-size:9.5px;font-weight:800;text-decoration:underline;text-decoration-color:rgba(16,45,97,.25);text-underline-offset:3px}

.article-stage{position:relative;min-height:492px}
.article-stage-photo{position:absolute;inset:0 42px 0 0;overflow:hidden;border-radius:30px 100px 30px 30px;background:#dfe4e4;box-shadow:0 25px 70px rgba(8,31,70,.12)}
.article-stage-photo img{width:100%;height:100%;object-fit:cover;object-position:center 48%}
.article-stage-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(8,31,70,.15))}
.article-stage-note{position:absolute;right:0;bottom:30px;width:240px;padding:19px 20px;border-radius:20px 20px 20px 7px;background:rgba(255,255,255,.94);box-shadow:0 20px 55px rgba(8,31,70,.12);backdrop-filter:blur(16px)}
.article-stage-note small{display:block;color:var(--orange);font-size:8px;font-weight:900;letter-spacing:.13em;text-transform:uppercase}
.article-stage-note strong{display:block;margin-top:6px;color:var(--navy);font-size:16px;line-height:1.17;letter-spacing:-.025em}
.article-stage-mark{position:absolute;left:-21px;bottom:24px;display:grid;place-items:center;width:76px;height:76px;border-radius:24px;background:var(--orange);box-shadow:0 18px 45px rgba(255,107,47,.24)}
.article-stage-mark img{width:42px;filter:brightness(0) invert(1)}

.article-reading{padding:56px 0 72px;background:#f7f8f5}
.article-reading-grid{display:grid;grid-template-columns:220px minmax(0,760px) minmax(190px,1fr);gap:28px;align-items:start;max-width:1240px;margin-inline:auto}
.article-sidebar{position:sticky;top:96px}
.side-widget{padding:18px 17px;border:1px solid rgba(16,45,97,.08);border-radius:20px;background:rgba(255,255,255,.74);box-shadow:0 12px 36px rgba(8,31,70,.035)}
.side-widget+.side-widget{margin-top:13px}
.side-eyebrow{display:flex;align-items:center;gap:7px;margin-bottom:12px;color:#7d8da3;font-size:8.5px;font-weight:900;letter-spacing:.13em;text-transform:uppercase}
.side-eyebrow:before{content:"";width:14px;height:2px;border-radius:99px;background:var(--orange)}
.side-title{display:block;margin-bottom:11px;color:var(--navy);font-size:12px;font-weight:850}
.side-toc{display:grid;gap:4px}
.side-toc a{display:block;padding:7px 8px;border-radius:9px;color:#71819a;font-size:9.5px;line-height:1.35;transition:background .2s,color .2s,transform .2s}
.side-toc a:hover,.side-toc a.is-active{background:#edf2f4;color:var(--navy);transform:translateX(2px)}
.side-tags{display:flex;flex-wrap:wrap;gap:6px}
.side-tags span{padding:5px 7px;border-radius:999px;background:#edf2f4;color:#64758f;font-size:8px;font-weight:760}
.side-cta{overflow:hidden;padding:19px 17px;border-radius:20px;background:linear-gradient(150deg,#102f63,#173f7c);color:#fff;box-shadow:0 18px 45px rgba(8,31,70,.12)}
.side-cta small{display:block;color:#ffb797;font-size:8px;font-weight:900;letter-spacing:.13em;text-transform:uppercase}
.side-cta strong{display:block;margin-top:7px;font-size:17px;line-height:1.16;letter-spacing:-.03em}
.side-cta p{margin:8px 0 14px;color:#c3cfe0;font-size:9.5px;line-height:1.5}
.side-cta a{display:inline-flex;align-items:center;justify-content:center;width:100%;padding:10px;border-radius:999px;background:var(--orange);color:#fff;font-size:9.5px;font-weight:850}

.article-card{overflow:hidden;padding:34px 38px 42px;border:1px solid rgba(16,45,97,.07);border-radius:28px;background:#fff;box-shadow:0 22px 65px rgba(8,31,70,.045)}
.article-body{color:#445b79;font-size:15px;line-height:1.78}
.article-body>p,.article-body>ul,.article-body>ol{max-width:70ch}
.article-body p{margin:0 0 17px}
.article-body strong{color:#183e78}
.article-body a:not(.button):not(.article-cta-button){color:#174b90;font-weight:720;text-decoration:underline;text-decoration-color:rgba(23,75,144,.25);text-underline-offset:3px}
.article-body h2{scroll-margin-top:100px;max-width:21ch;margin:48px 0 17px;color:var(--navy-deep);font-size:clamp(29px,2.5vw,37px);font-weight:850;line-height:1.06;letter-spacing:-.045em}
.article-body h3{scroll-margin-top:100px;margin:27px 0 10px;color:var(--navy);font-size:20px;font-weight:830;line-height:1.16;letter-spacing:-.03em}
.article-body ul,.article-body ol{margin:0 0 20px;padding-left:22px}
.article-body li{padding-left:4px;margin:7px 0}
.article-section-eyebrow{display:flex;align-items:center;gap:8px;margin:43px 0 -36px;color:var(--orange);font-size:8.5px;font-weight:900;letter-spacing:.13em;text-transform:uppercase}
.article-section-eyebrow:before{content:"";width:18px;height:2px;border-radius:99px;background:var(--orange)}

.article-answer{margin-bottom:25px;padding:22px 23px;border:1px solid rgba(255,107,47,.12);border-radius:20px;background:linear-gradient(135deg,#fff7f2,#fff 68%)}
.article-answer-label{display:block;margin-bottom:9px;color:var(--orange);font-size:8.5px;font-weight:900;letter-spacing:.13em;text-transform:uppercase}
.article-answer strong{display:block;color:var(--navy-deep);font-size:18px;line-height:1.24;letter-spacing:-.02em}
.article-answer p{margin:8px 0 0;font-size:12px;line-height:1.62}

.article-toc{margin:0 0 34px;border:1px solid rgba(16,45,97,.09);border-radius:19px;background:#f7f9f8}
.article-toc-head{display:flex;width:100%;align-items:center;justify-content:space-between;padding:15px 17px;border:0;background:transparent;color:var(--navy);font-size:9px;font-weight:900;letter-spacing:.13em;text-transform:uppercase;cursor:pointer}
.article-toc-head span:last-child{font-size:18px;color:var(--orange);font-weight:500}
.article-toc-body{padding:0 17px 15px}
.article-toc-body ol{display:grid;grid-template-columns:1fr 1fr;gap:5px 22px;margin:0;padding-left:19px}
.article-toc-body li{margin:2px 0;color:#90a0b3;font-size:9.5px}
.article-toc-body a{color:#657791!important;text-decoration:none!important;font-weight:670!important}

.article-cta{display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center;margin:28px 0 35px;padding:20px 21px;border-radius:20px;background:#eef3f3}
.article-cta strong{display:block;color:var(--navy);font-size:15px;line-height:1.25}
.article-cta span{display:block;margin-top:5px;color:#72839a;font-size:10.5px;line-height:1.5}
.article-cta-button{display:inline-flex;align-items:center;justify-content:center;min-height:43px;padding:11px 16px;border-radius:999px;background:var(--orange);color:#fff!important;font-size:10px;font-weight:850;text-decoration:none!important;white-space:nowrap}

.article-image{margin:29px 0 35px}
.article-image img{width:100%;max-height:440px;object-fit:cover;border-radius:22px;background:#e6e9e7}
.article-image figcaption{margin-top:9px;color:#8a98aa;font-size:9px;line-height:1.5}

.article-table-wrap{margin:23px 0 30px;overflow-x:auto;border:1px solid rgba(16,45,97,.08);border-radius:18px;background:#fff}
.article-table{width:100%;min-width:590px;border-collapse:collapse;font-size:10.5px;line-height:1.45}
.article-table th,.article-table td{padding:12px 13px;text-align:left;vertical-align:top;border-bottom:1px solid rgba(16,45,97,.07)}
.article-table th{background:#eef3f3;color:var(--navy);font-size:9px;font-weight:850;letter-spacing:.04em}
.article-table tr:last-child td{border-bottom:0}
.article-table td:first-child{color:var(--navy);font-weight:820}

.decision-box{margin:24px 0 34px;padding:22px;border-radius:22px;background:linear-gradient(160deg,#0f2e61,#173f7d);color:#fff}
.decision-box>strong{display:block;color:#fff;font-size:16px;line-height:1.3}
.decision-box>p{margin:7px 0 16px;color:#becbe0;font-size:10.5px;line-height:1.55}
.decision-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.decision-item{padding:12px;border:1px solid rgba(255,255,255,.10);border-radius:13px;background:rgba(255,255,255,.055)}
.decision-item b{display:block;color:#fff;font-size:10.5px}
.decision-item span{display:block;margin-top:4px;color:#c3d0e1;font-size:9px;line-height:1.45}

.article-note{margin:22px 0 29px;padding:17px 18px;border-left:3px solid var(--orange);border-radius:0 15px 15px 0;background:#fff5ef;color:#5d708c;font-size:11px;line-height:1.6}
.article-note strong{color:var(--navy)}

.article-faq{margin-top:46px}
.article-faq h2{max-width:24ch}
.faq-item{border-bottom:1px solid rgba(16,45,97,.10)}
.faq-question{display:flex;width:100%;align-items:flex-start;justify-content:space-between;gap:18px;padding:16px 0;border:0;background:none;color:var(--navy);font-size:12px;font-weight:820;text-align:left;cursor:pointer}
.faq-question span:last-child{flex:0 0 auto;color:var(--orange);font-size:18px;font-weight:400;transition:transform .2s}
.faq-question[aria-expanded=true] span:last-child{transform:rotate(45deg)}
.faq-answer{max-height:0;overflow:hidden;transition:max-height .28s var(--ease)}
.faq-answer p{padding:0 32px 15px 0;color:#687b96;font-size:11px;line-height:1.65}

.article-sources{margin-top:42px;padding-top:28px;border-top:1px solid rgba(16,45,97,.10)}
.article-sources h2{margin-top:0;font-size:25px}
.article-sources>p{font-size:11px;color:#71819a}
.article-source-links{display:grid;gap:7px;margin-top:14px}
.article-source-links a{display:flex;align-items:center;justify-content:space-between;gap:15px;padding:11px 12px;border:1px solid rgba(16,45,97,.08);border-radius:12px;background:#f7f9f8;color:var(--navy)!important;text-decoration:none!important;font-size:10px;font-weight:760!important}
.article-source-links a span{color:var(--orange)}

.related-guides{margin-top:44px}
.related-eyebrow{display:block;color:var(--orange);font-size:8px;font-weight:900;letter-spacing:.13em;text-transform:uppercase}
.related-title{margin:6px 0 16px!important;font-size:25px!important}
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px}
.related-card{display:flex;min-height:155px;flex-direction:column;justify-content:space-between;padding:16px;border:1px solid rgba(16,45,97,.08);border-radius:16px;background:#f7f9f8;text-decoration:none!important}
.related-card small{color:#8a98aa;font-size:8px;font-weight:800;text-transform:uppercase;letter-spacing:.08em}
.related-card strong{color:var(--navy);font-size:13px;line-height:1.26}
.related-card span{color:var(--orange);font-size:10px;font-weight:850}

.article-right .side-widget{background:#f8faf9}
.article-right-note{font-size:9.5px;line-height:1.5;color:#77879e}
.article-right-note strong{display:block;margin-bottom:5px;color:var(--navy);font-size:10.5px}

.article-bottom-cta{padding:0 0 80px;background:#f7f8f5}
.article-bottom-card{position:relative;overflow:hidden;display:grid;grid-template-columns:1fr auto;gap:26px;align-items:center;padding:34px 38px;border-radius:28px;background:linear-gradient(145deg,#0b2856,#173f7c);color:#fff;box-shadow:0 24px 70px rgba(8,31,70,.14)}
.article-bottom-card:after{content:"";position:absolute;right:-110px;top:-135px;width:330px;height:330px;border:1px solid rgba(255,255,255,.11);border-radius:50%}
.article-bottom-card small{display:block;color:#ffaf8c;font-size:8.5px;font-weight:900;letter-spacing:.13em;text-transform:uppercase}
.article-bottom-card h2{max-width:15ch;margin:7px 0 0;color:#fff;font-size:clamp(30px,3vw,42px);line-height:1.02}
.article-bottom-card p{margin:9px 0 0;color:#becce0;font-size:11px}
.article-bottom-card .button{position:relative;z-index:2}

.article-mobile-float{position:fixed;z-index:90;left:12px;right:12px;bottom:12px;display:none;align-items:center;justify-content:space-between;gap:14px;padding:11px 12px 11px 14px;border:1px solid rgba(255,255,255,.16);border-radius:18px;background:rgba(8,31,70,.96);box-shadow:0 20px 50px rgba(8,31,70,.26);color:#fff;transform:translateY(150%);transition:transform .28s var(--ease);backdrop-filter:blur(14px)}
.article-mobile-float.is-visible{transform:none}
.article-mobile-float strong{display:block;font-size:10.5px;line-height:1.25}.article-mobile-float span{display:block;margin-top:2px;color:#bac8da;font-size:8px}
.article-mobile-float a{flex:0 0 auto;padding:10px 13px;border-radius:999px;background:var(--orange);font-size:9px;font-weight:850}

@media(max-width:1120px){
  .article-hero-grid{grid-template-columns:1fr .82fr;gap:36px}.article-stage{min-height:455px}
  .article-reading-grid{grid-template-columns:195px minmax(0,720px);max-width:970px}.article-right{display:none}
}
@media(max-width:900px){
  .article-breadcrumbs{padding-top:14px}.article-hero{padding-bottom:46px}.article-hero-grid{grid-template-columns:1fr;gap:32px}.article-hero-copy{max-width:760px}.article-title{max-width:14ch}.article-stage{width:min(100%,760px);min-height:470px}.article-reading{padding-top:42px}.article-reading-grid{grid-template-columns:1fr;max-width:800px}.article-sidebar{display:none}.article-card{padding:31px 32px 38px}.article-toc-body ol{grid-template-columns:1fr 1fr}
}
@media(max-width:680px){
  .article-breadcrumbs{font-size:9px}.article-hero{padding:20px 0 34px}.article-meta{margin-bottom:16px}.article-pill{font-size:7.5px;padding:5px 8px}.article-title{font-size:clamp(35px,10.8vw,46px);line-height:.98;max-width:13ch}.article-dek{margin-top:18px;font-size:13.5px;line-height:1.62}.article-hero-actions{align-items:stretch;flex-direction:column;margin-top:21px}.article-hero-actions .button{width:100%}.article-hero-read{justify-content:center}.article-date-row{font-size:8.5px}.article-author{grid-template-columns:36px 1fr;gap:9px}.article-author img{width:36px;height:36px}.article-author a{display:none}.article-author span{font-size:8.5px}
  .article-stage{min-height:385px}.article-stage-photo{inset:0 14px 0 0;border-radius:24px 72px 24px 24px}.article-stage-note{right:0;bottom:18px;width:205px;padding:15px 16px}.article-stage-note strong{font-size:14px}.article-stage-mark{left:-3px;bottom:17px;width:56px;height:56px;border-radius:18px}.article-stage-mark img{width:31px}
  .article-reading{padding:30px 0 50px}.article-reading-grid{width:min(100%,calc(100% - 20px))}.article-card{padding:24px 18px 30px;border-radius:22px}.article-body{font-size:13px;line-height:1.72}.article-body p{margin-bottom:15px}.article-body h2{margin:39px 0 14px;font-size:clamp(26px,7.4vw,32px)}.article-body h3{font-size:18px}.article-section-eyebrow{margin-top:37px;margin-bottom:-29px;font-size:7.5px}
  .article-answer{padding:18px}.article-answer strong{font-size:16px}.article-answer p{font-size:10.5px}.article-toc-body ol{grid-template-columns:1fr;gap:4px}.article-toc-body li{font-size:9px}.article-cta{grid-template-columns:1fr;gap:14px;padding:17px}.article-cta-button{width:100%}.decision-grid{grid-template-columns:1fr}.article-image img{max-height:350px;border-radius:17px}.article-table{font-size:9.5px}.article-note{font-size:10px}.faq-question{font-size:11px}.faq-answer p{font-size:10px}.article-sources h2,.related-title{font-size:23px!important}.related-grid{grid-template-columns:1fr}.related-card{min-height:125px}
  .article-bottom-cta{padding:0 0 76px}.article-bottom-card{grid-template-columns:1fr;padding:27px 22px;border-radius:23px}.article-bottom-card h2{font-size:31px}.article-bottom-card .button{width:100%}.article-mobile-float{display:flex}
}
@media(max-width:390px){
  .article-title{font-size:34px}.article-stage{min-height:350px}.article-stage-note{width:190px}.article-card{padding-inline:16px}.article-reading-grid{width:min(100%,calc(100% - 14px))}
}
@media(prefers-reduced-motion:reduce){
  .article-mobile-float,.faq-answer,.side-toc a{transition:none}
}

/* Credanta guide article · V2 · denser editorial structure + refined mobile CTA */
.article-reading-grid{grid-template-columns:224px minmax(0,790px) minmax(185px,1fr);max-width:1270px}
.article-card{padding:36px 42px 46px}
.article-body{font-size:15px;line-height:1.76}
.article-body h2{max-width:23ch;margin-top:46px}
.article-body h3{margin-top:25px}

.article-overview{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px;margin:0 0 25px}
.article-overview>div{min-height:132px;padding:15px 15px 14px;border:1px solid rgba(16,45,97,.075);border-radius:16px;background:#f7f9f8}
.article-overview span{display:block;color:var(--orange);font-size:8px;font-weight:900;letter-spacing:.12em}
.article-overview strong{display:block;margin-top:18px;color:var(--navy);font-size:11.5px;line-height:1.25}
.article-overview p{margin:6px 0 0!important;color:#72839a;font-size:9.5px;line-height:1.5}

.article-compare-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px;margin:22px 0 27px}
.article-compare-cards>div{position:relative;overflow:hidden;min-height:174px;padding:17px 16px;border:1px solid rgba(16,45,97,.08);border-radius:17px;background:linear-gradient(180deg,#f9fbfa,#f4f7f6)}
.article-compare-cards>div:nth-child(2){background:linear-gradient(180deg,#fff8f4,#fff)}
.article-compare-cards>div:nth-child(3){background:linear-gradient(150deg,#123568,#173f7b);border-color:transparent;color:#fff}
.article-compare-cards small{display:block;color:var(--orange);font-size:7.5px;font-weight:900;letter-spacing:.11em;text-transform:uppercase}
.article-compare-cards>div:nth-child(3) small{color:#ffb494}
.article-compare-cards strong{display:block;margin-top:26px;color:var(--navy);font-size:15px;line-height:1.15}
.article-compare-cards>div:nth-child(3) strong{color:#fff}
.article-compare-cards p{margin:8px 0 0!important;color:#74849a;font-size:9.5px;line-height:1.52}
.article-compare-cards>div:nth-child(3) p{color:#c5d1e1}

.article-checkline{display:flex;flex-wrap:wrap;gap:7px;margin:22px 0 29px;padding:17px;border:1px solid rgba(16,45,97,.08);border-radius:18px;background:#f5f8f7}
.article-checkline strong{flex:0 0 100%;margin-bottom:3px;color:var(--navy);font-size:11px}
.article-checkline span{display:inline-flex;align-items:center;min-height:28px;padding:6px 9px;border-radius:999px;background:#fff;color:#657791;font-size:8.5px;font-weight:720;box-shadow:0 5px 16px rgba(8,31,70,.035)}
.article-checkline span:before{content:"";width:6px;height:6px;margin-right:6px;border-radius:50%;background:var(--orange)}

.article-flow{position:relative;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;margin:24px 0 23px}
.article-flow:before{content:"";position:absolute;left:12%;right:12%;top:31px;height:1px;background:linear-gradient(90deg,rgba(255,107,47,.28),rgba(16,45,97,.15),rgba(255,107,47,.28));pointer-events:none}
.article-flow>div{position:relative;z-index:1;min-height:146px;padding:14px;border:1px solid rgba(16,45,97,.075);border-radius:16px;background:#fff}
.article-flow span{display:inline-flex;align-items:center;min-height:22px;padding:4px 7px;border-radius:999px;background:#fff0e8;color:#e85f28;font-size:7px;font-weight:900;letter-spacing:.09em;text-transform:uppercase}
.article-flow strong{display:block;margin-top:23px;color:var(--navy);font-size:11px}
.article-flow p{margin:5px 0 0!important;color:#74849a;font-size:9px;line-height:1.48}

.article-example{margin:22px 0 27px;padding:19px 21px;border:1px solid rgba(255,107,47,.14);border-radius:18px;background:linear-gradient(135deg,#fff5ee,#fff 72%)}
.article-example small{display:block;color:var(--orange);font-size:7.5px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}
.article-example strong{display:block;max-width:34ch;margin-top:7px;color:var(--navy-deep);font-size:15px;line-height:1.25}
.article-example p{margin:8px 0 0!important;color:#667a95;font-size:10.5px;line-height:1.58}

.article-final-check{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin:23px 0 25px}
.article-final-check>div{position:relative;min-height:142px;padding:17px 17px 15px 50px;border:1px solid rgba(16,45,97,.075);border-radius:17px;background:#f7f9f8}
.article-final-check b{position:absolute;left:15px;top:15px;display:grid;place-items:center;width:25px;height:25px;border-radius:9px;background:#fff0e8;color:var(--orange);font-size:8px;letter-spacing:.06em}
.article-final-check strong{display:block;color:var(--navy);font-size:11.5px}
.article-final-check p{margin:7px 0 0!important;color:#72839a;font-size:9.5px;line-height:1.52}

.article-decision-summary{position:relative;overflow:hidden;margin:26px 0 5px;padding:22px 23px;border-radius:20px;background:linear-gradient(145deg,#0d2b5d,#173f7b);color:#fff}
.article-decision-summary:after{content:"";position:absolute;width:190px;height:190px;right:-86px;top:-96px;border:1px solid rgba(255,255,255,.12);border-radius:50%}
.article-decision-summary small{display:block;color:#ffb394;font-size:7.5px;font-weight:900;letter-spacing:.13em;text-transform:uppercase}
.article-decision-summary strong{position:relative;z-index:1;display:block;max-width:34ch;margin-top:7px;color:#fff;font-size:17px;line-height:1.22}
.article-decision-summary p{position:relative;z-index:1;max-width:56ch;margin:8px 0 0!important;color:#c3cfe0;font-size:10.5px;line-height:1.55}

.article-table-wrap{scrollbar-width:thin;scrollbar-color:rgba(16,45,97,.25) transparent}
.article-table-wrap::-webkit-scrollbar{height:5px}.article-table-wrap::-webkit-scrollbar-thumb{background:rgba(16,45,97,.25);border-radius:999px}

/* Mobile reading dock: more visible, still light and Credanta-native. */
.article-mobile-float{left:10px;right:10px;bottom:calc(10px + env(safe-area-inset-bottom));display:none;grid-template-columns:38px minmax(0,1fr) auto;align-items:center;gap:9px;padding:8px 8px 8px 9px;border:1px solid rgba(16,45,97,.10);border-radius:20px;background:rgba(255,255,255,.965);box-shadow:0 20px 55px rgba(8,31,70,.22),0 0 0 1px rgba(255,107,47,.04);color:var(--navy);transform:translateY(calc(150% + env(safe-area-inset-bottom)));backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px)}
.article-mobile-float:before{content:"";position:absolute;left:58px;top:-1px;width:54px;height:2px;border-radius:0 0 99px 99px;background:linear-gradient(90deg,var(--orange),#ff9c72)}
.article-mobile-float.is-visible{transform:none}
.article-float-mark{display:grid;place-items:center;width:38px;height:38px;border-radius:13px;background:linear-gradient(145deg,#ff6b2f,#ff8a5c);box-shadow:0 8px 20px rgba(255,107,47,.22)}
.article-float-mark img{width:23px;height:23px;object-fit:contain;filter:brightness(0) invert(1)}
.article-float-copy{min-width:0}
.article-float-copy small{display:block;color:#8593a5;font-size:6.5px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}
.article-float-copy strong{display:block;overflow:hidden;margin-top:2px;color:var(--navy-deep);font-size:10px;line-height:1.12;text-overflow:ellipsis;white-space:nowrap}
.article-mobile-float>a{display:inline-flex;align-items:center;gap:5px;min-height:38px;padding:9px 12px;border-radius:13px;background:linear-gradient(135deg,#ff6b2f,#f47a45);box-shadow:0 8px 20px rgba(255,107,47,.20);color:#fff;font-size:8.5px;font-weight:900;white-space:nowrap}
.article-mobile-float>a span{display:inline-block;margin:0;color:#fff;font-size:11px;transition:transform .18s ease}
.article-mobile-float>a:active span{transform:translate(2px,-2px)}

@media(max-width:1120px){
  .article-reading-grid{grid-template-columns:200px minmax(0,740px);max-width:980px}
}
@media(max-width:900px){
  .article-card{padding:32px 34px 40px}
}
@media(max-width:680px){
  .article-card{padding:24px 18px 32px}
  .article-body{font-size:13.25px;line-height:1.73}
  .article-body h2{font-size:clamp(25px,7vw,31px);line-height:1.08}
  .article-overview{grid-template-columns:1fr;gap:7px;margin-bottom:22px}
  .article-overview>div{min-height:0;padding:13px 14px}
  .article-overview strong{margin-top:8px;font-size:11px}.article-overview p{font-size:9px}
  .article-compare-cards{grid-template-columns:1fr;gap:8px}.article-compare-cards>div{min-height:0;padding:15px}.article-compare-cards strong{margin-top:12px}.article-compare-cards p{font-size:9.5px}
  .article-checkline{gap:6px;padding:14px}.article-checkline span{font-size:8px}
  .article-flow{grid-template-columns:1fr;gap:7px}.article-flow:before{display:none}.article-flow>div{min-height:0;padding:13px}.article-flow strong{margin-top:10px}.article-flow p{font-size:9px}
  .article-example{padding:17px}.article-example strong{font-size:14px}.article-example p{font-size:10px}
  .article-final-check{grid-template-columns:1fr;gap:7px}.article-final-check>div{min-height:0;padding:14px 14px 14px 47px}.article-final-check b{left:13px;top:13px}.article-final-check p{font-size:9px}
  .article-decision-summary{padding:19px}.article-decision-summary strong{font-size:15px}.article-decision-summary p{font-size:9.8px}
  .article-table-wrap{margin-inline:-2px}
  .article-mobile-float{display:grid}
  .article-bottom-cta{padding-bottom:94px}
}
@media(max-width:360px){
  .article-mobile-float{left:7px;right:7px;grid-template-columns:35px minmax(0,1fr) auto;gap:7px;padding:7px;border-radius:18px}
  .article-float-mark{width:35px;height:35px;border-radius:12px}.article-float-mark img{width:21px;height:21px}
  .article-float-copy strong{font-size:9.2px}.article-float-copy small{font-size:6px}
  .article-mobile-float>a{min-height:35px;padding:8px 10px;font-size:8px;border-radius:12px}
}
@media(prefers-reduced-motion:reduce){
  .article-mobile-float>a span{transition:none}
}

/* Ensure the editorial grid fully collapses on tablet/mobile after V2 desktop overrides. */
@media(max-width:900px){
  .article-reading-grid{grid-template-columns:1fr;max-width:800px}
}

/* V8 — sidebar breathing room: keep the sticky CTA clearly separated from Temas */
.article-left .side-cta{margin-top:16px}
@media (min-width:1101px){
  .article-left{display:flex;flex-direction:column;gap:0}
  .article-left .side-cta{margin-top:16px}
}

/* V3 — recurring in-article action banners */
.article-action-banner{
  position:relative;
  overflow:hidden;
  display:grid;
  grid-template-columns:minmax(0,1fr) auto;
  gap:22px;
  align-items:center;
  margin:30px 0 38px;
  padding:22px 23px;
  border:1px solid rgba(16,45,97,.08);
  border-radius:22px;
  background:#f6f8f7;
  box-shadow:0 14px 34px rgba(8,31,70,.035);
}
.article-action-banner:after{
  content:"";
  position:absolute;
  right:-64px;
  top:-72px;
  width:170px;
  height:170px;
  border-radius:50%;
  border:1px solid rgba(255,107,47,.12);
  pointer-events:none;
}
.article-action-copy{position:relative;z-index:1;min-width:0}
.article-action-copy small{
  display:block;
  margin-bottom:7px;
  color:var(--orange);
  font-size:7.5px;
  font-weight:900;
  letter-spacing:.13em;
  text-transform:uppercase;
}
.article-action-copy strong{
  display:block;
  max-width:36ch;
  color:var(--navy-deep);
  font-size:16px;
  line-height:1.23;
  letter-spacing:-.015em;
}
.article-action-copy p{
  max-width:60ch;
  margin:7px 0 0!important;
  color:#71829a;
  font-size:10px;
  line-height:1.55;
}
.article-action-button{
  position:relative;
  z-index:2;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:7px;
  min-height:44px;
  padding:11px 17px;
  border-radius:999px;
  background:var(--orange);
  box-shadow:0 9px 22px rgba(255,107,47,.19);
  color:#fff!important;
  font-size:9.5px;
  font-weight:900!important;
  text-decoration:none!important;
  white-space:nowrap;
  transition:transform .2s ease,box-shadow .2s ease,filter .2s ease;
}
.article-action-button span{font-size:12px;transition:transform .2s ease}
.article-action-button:hover{transform:translateY(-2px);box-shadow:0 13px 28px rgba(255,107,47,.24);filter:saturate(1.04)}
.article-action-button:hover span{transform:translate(2px,-2px)}

.article-action-banner--soft{
  background:linear-gradient(135deg,#f5f8f7 0%,#fff 65%,#fff3ed 100%);
}
.article-action-banner--line{
  border-color:rgba(255,107,47,.18);
  background:linear-gradient(180deg,#fff 0%,#fff8f4 100%);
}
.article-action-banner--line:before{
  content:"";
  position:absolute;
  left:0;
  top:0;
  bottom:0;
  width:4px;
  background:linear-gradient(180deg,var(--orange),#ff9a70);
}
.article-action-banner--navy{
  border-color:transparent;
  background:linear-gradient(145deg,#0e2d5e,#173f7c 78%);
  box-shadow:0 18px 42px rgba(8,31,70,.12);
}
.article-action-banner--navy:after{border-color:rgba(255,255,255,.10)}
.article-action-banner--navy .article-action-copy small{color:#ffb493}
.article-action-banner--navy .article-action-copy strong{color:#fff}
.article-action-banner--navy .article-action-copy p{color:#c1cee0}
.article-action-banner--navy .article-action-button{background:#fff;color:var(--navy)!important;box-shadow:none}
.article-action-banner--navy .article-action-button:hover{box-shadow:0 10px 24px rgba(0,0,0,.10)}

.article-action-banner--orange{
  border-color:transparent;
  background:linear-gradient(135deg,#f56d34,#ff8a5c);
  box-shadow:0 18px 42px rgba(245,109,52,.15);
}
.article-action-banner--orange:after{right:-46px;top:-78px;width:190px;height:190px;border-color:rgba(255,255,255,.22)}
.article-action-banner--orange .article-action-copy small{color:#fff2eb}
.article-action-banner--orange .article-action-copy strong{color:#fff}
.article-action-banner--orange .article-action-copy p{color:rgba(255,255,255,.86)}
.article-action-banner--orange .article-action-button{background:var(--navy-deep);box-shadow:0 10px 25px rgba(8,31,70,.18)}
.article-action-banner--compact{margin-top:25px;margin-bottom:34px;padding-block:19px}
.article-action-banner--security{margin-bottom:28px}

@media(max-width:680px){
  .article-action-banner{
    grid-template-columns:1fr;
    gap:15px;
    margin:24px 0 31px;
    padding:18px 17px;
    border-radius:19px;
  }
  .article-action-banner:after{right:-80px;top:-86px;width:170px;height:170px}
  .article-action-copy small{font-size:7px}
  .article-action-copy strong{max-width:28ch;font-size:14.5px;line-height:1.22}
  .article-action-copy p{max-width:38ch;font-size:9.4px;line-height:1.5}
  .article-action-button{width:100%;min-height:42px;padding:10px 14px;font-size:9px}
  .article-action-banner--compact{padding-block:17px}
}
@media(prefers-reduced-motion:reduce){
  .article-action-button,.article-action-button span{transition:none}
}


/* V10 — accessibility, contrast and mobile-float refinements */

.article-page{
  --orange:#c44a1a;
  --coral:#db5529;
  --orange-soft:#fff3eb;
  --text:#425976;
  --muted:#61748d;
  --line:rgba(16,45,97,.17);
}
.article-page a:focus-visible,
.article-page button:focus-visible,
.article-page summary:focus-visible{
  outline:3px solid rgba(196,74,26,.22);
  outline-offset:3px;
  border-radius:12px;
}
.article-breadcrumbs{color:#5d7088;font-size:11px}
.article-breadcrumbs .sep{color:#6c7f98}
.article-pill{color:#566983;font-size:10px}
.article-pill--orange{color:var(--orange)}
.article-dek{color:#4f6582}
.article-date-row{color:#5d6f87;font-size:10px}
.article-author strong{font-size:11.5px}
.article-author span,.article-author a{color:#556982;font-size:10px}
.side-eyebrow{color:#556983;font-size:9px}
.side-title{font-size:12.5px}
.side-toc a{padding:8px 9px;color:#4e6480;font-size:10px}
.side-tags span{background:#eef2f4;color:#50647e;font-size:8.75px}
.side-cta p{color:#dbe5f0;font-size:10px}
.side-cta a{min-height:42px;font-size:10px;background:#fff;color:var(--navy-deep);border:1px solid rgba(255,255,255,.26)}
.article-card{border-color:rgba(16,45,97,.08)}
.article-body{color:#35506f;font-size:15.5px;line-height:1.8}
.article-body strong{color:#12366d}
.article-body h3{font-size:21px}
.article-section-eyebrow{font-size:9px;color:var(--orange)}
.article-answer-label{font-size:9px;color:var(--orange)}
.article-answer p{font-size:12.5px;color:#47607e}
.article-toc-head{font-size:10px}
.article-toc-body li{color:#647792;font-size:10px}
.article-toc-body a{color:#47607e!important;font-weight:730!important}
.article-cta{background:#eef2f3}
.article-cta strong{font-size:15.5px}
.article-cta span{color:#4f6582;font-size:11px}
.article-cta-button{min-height:44px;font-size:10.5px;background:var(--orange)}
.article-image figcaption{color:#5d6f86;font-size:9.5px}
.article-table{font-size:11px}
.article-table th,.article-table td{padding:11px 12px}
.article-compare-cards p,
.article-flow p,
.article-example p,
.article-final-check p,
.article-action-copy p,
.article-right-note,
.related-card span{color:#536884;font-size:10px}
.article-decision-summary p{color:#d1dbea;font-size:10.5px}
.article-source-links a{color:#17477e;font-size:10px}
.faq-question{color:#112b58}
.faq-answer p{color:#445b79;font-size:10px}
.related-card small{font-size:8px}
.related-card strong{color:#11315f}
.article-mobile-float[hidden]{display:none!important}
.article-mobile-float{z-index:110}
.article-float-copy small{color:#647790;font-size:7px}
.article-float-copy strong{font-size:10.5px;color:#0a254e}
.article-mobile-float>a{min-height:40px;font-size:9px;background:linear-gradient(135deg,#c44a1a,#de5a24);box-shadow:0 10px 24px rgba(196,74,26,.22)}
.article-page .button-primary,
.article-page .article-cta-button,
.article-page .article-action-button{background:var(--orange);color:#fff!important}
.article-page .button-primary:hover,
.article-page .article-cta-button:hover,
.article-page .article-action-button:hover{background:#ae4015}
.article-action-banner--navy .article-action-button{background:#fff!important;color:var(--navy-deep)!important}
.article-action-banner--navy .article-action-button:hover{background:#fff!important}
@media (min-width:681px){
  .article-left .side-widget + .side-widget{margin-top:16px}
  .article-left .side-cta{margin-top:20px}
}
@media (max-width:680px){
  .article-body{font-size:14px}
  .article-body h3{font-size:19px}
  .article-cta-button,.article-action-button,.article-mobile-float>a{font-size:9.25px}
  .article-float-copy small{font-size:6.75px}
}

/* V37 — the adaptive CTA is moved into the right rail on wide desktop. */
@media (min-width:1121px){
  .article-right .side-cta{margin-top:16px}
}
